Most people don’t like to plan ahead. Perhaps it is in our very nature to avoid having to make estate plans, for fear of facing our own mortality, if we talk about the “D” word. Maybe if we keep quiet, it will just go away. It is the proverbial “elephant in the room” no one ever wants to talk about. We are now at a point in our lives, and with our massive aging population, that forces us to think about planning ahead and many other challenging issues and decisions with our loved ones.
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Document, document, document. Once you’ve told an employee he or she is on probation, document every task and interaction. The better records you keep, the easier it will be to justify your actions should you find yourself defending them in legal proceedings.
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Have that difficult conversation with your parents. Parents, also have that difficult conversation with your children. It’s a two-way street and both generations need to meet in the middle. Your children don’t want to guess at your wishes some day. Chances are, they would guess incorrectly and then spend the remainder of their lives wondering if they made the right decisions. Boomer children really need a guidance system from their parents, a map if you will, to help them navigate the way, should you become impaired or suddenly pass away.
John began explaining to the attorney all the problems he had ever had with Sally. He told the attorney everything he could think of that would prove Sally was a bad wife and mother. He went on and on trying to convince the attorney what a “witch” Sally had become. The more he spoke the angrier he became. He told the attorney that everything Sally had said in her papers was an out right lie and even asked if she could be arrested for perjury. The attorney realized that most of what John was saying was out of anger and frustration and the areas of John’s concern had little, if any, legal significance. In addition, the attorney thought to him self “this can all be handled with the filing of a couple of pieces of paper.” However, he wasn’t about to tell that to John.
Bankruptcy can be a quite stressful experience, especially if you are going without a professional. A lawyer will ease out your stress by explaining to you the details of your case. With an attorney you would know what is going on and you have the best chance of winning. Many people who file for bankruptcy are looking for a fresh start. A good bankruptcy attorney can provide you that start.